If you have a debit card of your bank account, i.e. ATM card, So using that ATM card, you can also buy any product from Amazon up to Rs.2 lakh.

1. Which Banks Allow Debit Card EMI?
2. How To Check Debit Card EMI Eligibility?
3.How To Check Debit Card EMI Eligibility From Payment Gateway?
4. How To Buy The Product On EMI?
5. Downpayment In Amazon Debit Card EMI?
6. HDFC Debit Card EMI Downpayment?
7. When EMI Will Be Deducted From Debit Card?
8. ICICI Debit Card EMI Payment Date/ First EMI Date?
9. Axis Debit Card EMI Payment Date/ First Installment?
10. Amazon Debit Card EMI Charges?
11. Can I foreclose Debit Card EMI?
12. How To Check Eligibility Debit Card EMI On Amazon?

Can buy on EMI, or Installment We will see the whole process live in this article.

When EMI Will Be Deducted From Debit Card?
Which documents will be needed.
What are the charges to be paid.
To pay installment amount of EMI.
How many months will you get.
Who are eligible.
How to check eligibility of debit card EMI.

And most important If you are not eligible Still how can you buy the product on EMI, i.e. about Amazon Debit Card EMI Almost everything, we will know in this article.

Which Banks Allow Debit Card EMI?

Firstly, the bank account of which you have a debit card That bank account should be of:

HDFC
Axis
SBI
ICICI
Federal
Kotak Mahindra Bank

It is mentioned on Amazon's website but upon checking found, Debit Card EMI facility is also offered in IDFC and IndusInd Bank debit cards, So your debit card should be of any one of these banks.

How To Check Debit Card EMI Eligibility?

so let's talk, whether your debit card is eligible for emi or not, how to check this, There are mainly 3 ways to check this, Means if you have debit cards of SBI.

SBI Bank SMS DCEMI to 567676 from your registered mobile number with the bank.
HDFC Bank SMS MYHDFC to 5676712 from your registered mobile number.
Axis Bank SMS DCEMI SPACE last 4 digits of Debit card number to 56161600.
ICICI Bank SMS DCEMI SPACE last 4 digits of Debit Card number to 5676766.
Kotak Mahindra Bank SMS DCEMI SPACE last 4 digits of Kotak Debit Card Number to 5676788.
Federal Bank SMS DC SPACE EMI to 5676762 or missed call at 7812900900.
IDFC First Bank SMS EASYBUY SPACE last 4 digits of IDFC First Bank Card number to 5676732.
Indusland Bank SMS MYOFR to 5676757.

On doing so, the one who will revert from the front, In that you will be told that your debit card Eligible for EMI or not, And if so, how much limit will you get.

Whereas if you are not eligible, Even then how will you get the product on EMI We will learn more in the article, so first you can check in this way that i have mentioned above.

Second, the mobile number registered with your debit card With the same number you have to create an Amazon account, If your account is with the same number then you have to login your amazon account and search there, Debit Card EMI tap on the first link.

All the information about Debit Card EMI is given in this page, In which if you have a debit card of any bank will be eligible for an EMI then it will come written Congratulations, You are eligible for EMI, on following bank partner. And whichever bank your debit card is eligible for EMI the name of that bank will be Shown.

Third When you go to the product page while buying a product, So there you get an option of EMI options when you go to the EMI Option so in that you An additional option of Debit Card EMI will be available.

And the bank whose debit card will be eligible for EMI Name of that bank, EMI plan, Interest rate Total cost, all these things will be mentioned.

How To Check Debit Card EMI Eligibility From Payment Gateway?

Number of times you go to the payment gateway, And any of your debit cards will be eligible for EMI, So there it is told in the option of EMI Whether your Debit Card of this bank is eligible for EMI then you can use that card.

You can buy any product from Amazon on EMI So in these ways you can know Which of your debit cards is eligible for EMI And up to what amount you can buy the product from it.

How To Buy The Product On EMI?

So let's see by buying a product First of all you have to go to your Amazon account Have to select products Keep in mind while selecting the product.

If your card is of HDFC or IDFC So your product should be of minimum 3000.

Debit card of ICICI, Federal, Axis, Kotak, or IndusInd Bank So your product should be of minimum 5000.

If your card is of SBI Bank So your product should be of minimum 8000 or more.

After selecting the product By going to EMI option, you can check If you buy the product you are about to buy on EMI then how much percent interest will be charged.

For how many months will the product be available on EMI?

That is, check all the details by going to your favorite options.

And then have to tap on buy now, Address have to select Payment process of Amazon Debit card EMI.

And come to the payment gateway, Here you have to select the EMI option.

So if your debit card will be eligible for debit card EMI And the debit card will already be added to this account Then automatically your debit card will appear there.

If card is not added in account So "Add a new card" is to be selected and by filling the card details.

Tap on enter details Your debit card will be added Then by tapping on select EMI tenure below.

Select EMI plan After filing CVV, we have to continue Tap on "Place Your Order And Pay" Then you will come to the payment gateway Here in some bank, like credit card, An OTP comes on registered mobile number and your payment will be complete.

In some banks, your registered mobile number, and those registered with Amazon If both are same, then that number will ask you to file Then an OTP will come on that number and your payment will be complete.

So in this way, by using your debit card You can buy any product from Amazon on EMI.

Downpayment In Amazon Debit Card EMI?

Now it comes to the point that the product should be bought but when will the money be deducted Friends, if you have any bank card other than HDFC And using it if you buy any, product on EMI, So while buying the product you don't need to pay money.

That means there will be no money in your account then the order will be placed, Some banks deduct 1-2 rupees for verification, so you have to take care of this.

HDFC Debit Card EMI Downpayment?

But if you have HDFC Bank Debit Card, And from that you are buying any product on EMI So in your account, whatever amount of product you are ordering it should be total amount Because your total amount will be deducted from it at the time of placing the order but within 3-4 days That total amount will be returned to your bank account.

so that's how you would understand that here, Downpayments are of Rs.0 Because the money deducted from HDFC also comes back within 3-4 days.

You can order that too from anywhere and after getting that money back You can return money you took from.

When EMI Will Be Deducted From Debit Card?

Don't deduct the money at the time of placing the order, If money was deducted in HDFC, they also came back So when will you deduct the money after purchasing the product? When and how will the payment be deducted Friends.

These bank accounts are different Like if you use HDFC debit card And order between 1st to 19th way So your 1st installment will be due on 5th of next month.

Whereas if you order from 19th to the last of the month so next month Means from 20th January to 31st January if you order, So on March 5 your first installment will be deducted.

ICICI Debit Card EMI Payment Date/ First EMI Date?

And if you use ICICI bank And order between 1st to 15th So from next month your 1st installment will be paid between 3rd to 7th And if you order from the 16th to the last of the month so next month Your first installment will be deducted between 3rd to 7th.

Axis Debit Card EMI Payment Date/ First Installment?

If we talk about Axis Bank, then the day you place the order, Your first installment will be deducted after 30 days from that day In this way, the date schedule of the rest of the bank is also will be displayed on the screen.

Here you have to pay attention, The day your first installment is deducted on the same date every month Accounts linked to your debit card.

This money will automatically be deducted from him, and your payment will be complete.

When all the EMIs, that is, all the installments will be paid Then automatically the money will stop deducting from your account and your payment will be complete.

So in this way you can order any product on EMI And then you can pay its installment.

Amazon Debit Card EMI Charges?

First of all here you have to pay processing fee Which is 0 rupees in SBI means not to give icici debit card emi processing fee Rs 99.

In ICICI Kotak, HDFC, IDFC, Federal and in IndusInd Bank Rs. 199 in Axis Bank it is 1%.

Can I foreclose Debit Card EMI?

ie, like you buy a product for 36 months EMI, And from that you want to complete the payment by paying the remaining total amount after 3 months.

By the way, on your remaining amount Force closure charge is levied which is 5% in IDFC 4% in Kotak 3% in SBI, IndusInd, and HDFC 2% in ICICI and 0% in Axis Bank.

Means not to give late payment charges Some other similar charges apply.

How To Check Eligibility Debit Card EMI On Amazon?

What about those who are not eligible? Friends here 3 things are checked in eligibility:

First your cibil score
How long have you had your bank account?
Tansaction of your bank account

So if you maintain all this 3 Then you can easily be eligible for Debit Card EMI.

Disclaimer

All information and articles available on this site are for educational purposes only. The information given here should not be used without any expert advice for the diagnosis or treatment of any health related problem or disease. Always seek the advice of a qualified doctor for medical examination and treatment.

Amazon Debit Card EMI: Check Eligibility, How to Buy, EMI Payment, Charges